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Joel Goh

IRAS

ABSD for Singapore Citizens: 0%, 20%, 30%

Answers:How much ABSD does a Singapore Citizen pay?

Checked against the source 2026-08-01

The rule

Singapore Citizens pay 0% Additional Buyer's Stamp Duty on a first residential property, 20% on a second, and 30% on a third or subsequent property.

Issued by
IRAS
Applies to
Singapore Citizens acquiring residential property.

Where this goes wrong

Forgetting ABSD is a flat percentage of the FULL price, not tiered. On a S$1.8m second property it is S$360,000 — roughly six times the BSD.

Worked through

A residential purchase at $1,800,000, by a Singapore Citizen.

ABSD for Singapore Citizens: 0%, 20%, 30% — worked example. A residential purchase at $1,800,000, by a Singapore Citizen.
Buyer's Stamp Duty (everyone pays this)$59,600
ABSD on a first residential property$0
ABSD on a second$360,000
ABSD on a third or subsequent$540,000
Total stamp duty on a first purchasePayable within 14 days of the document being signed.$59,600

ABSD is a flat percentage of the FULL price, not tiered like BSD. Moving from a first property to a second changes the bill by $360,000.

Computed with the same functions as the calculators on this site. An illustration, not tax advice — confirm your own position with IRAS or your conveyancing lawyer before you commit to anything.

Run this on your own numbers

Rules change, and a figure without a date is worth nothing. Ask whether this is still current before you rely on it for a decision.