CPF Board
CPF accrued interest at 2.5% a year
Answers:What is CPF accrued interest, and must I refund it on sale?
Checked against the source 2026-08-01
The rule
CPF Ordinary Account savings earn a floor interest rate of 2.5% per annum. Amounts withdrawn for property must be refunded on sale together with the accrued interest they would have earned.
- Issued by
- CPF Board
- Applies to
- CPF Ordinary Account balances and the accrued-interest refund on property sale.
Where this goes wrong
Budgeting the sale proceeds as cash. The CPF refund plus accrued interest returns to the OA, not to your bank account — it is the single most underestimated figure in an upgrade.
Rules change, and a figure without a date is worth nothing. Ask whether this is still current before you rely on it for a decision.