MAS
Monetary Authority of Singapore
3 documents cited across 2 guides, and 4 statutory figures in the rate registry. Every link below goes to MAS, not to a summary of it.
Statutory figures issued by MAS
Last checked against the source on 2026-08-01.
- TDSR: the 55% total debt servicing ratio capThe Total Debt Servicing Ratio caps a borrower's total monthly debt obligations at 55% of gross monthly income.
- MSR: the 30% mortgage servicing ratio capThe Mortgage Servicing Ratio caps the property loan instalment at 30% of gross monthly income.
- The 4% mortgage stress-test rateBanks must compute the mortgage portion of TDSR and MSR using a medium-term interest rate floor of 4% per annum for residential property, regardless of the rate actually offered.
- LTV: 75% on a first housing loanA bank loan for a first housing loan is capped at 75% loan-to-value, with at least 5% of the purchase price paid in cash.
Where MAS is cited
ABSD in Singapore: the full rate table, the counting rules, and the four ways it comes back1 citation
PR and foreigner property rules: what you can buy, and what it costs2 citations
This list is generated from the guides at build time. Nothing on it is reproduced from MAS — each row is the label the guide gave the document, and a link to the document itself.